Mutual Fund

Mutual Fund

Invest Smartly with Mutual Funds | Urbanfincorp

Grow Your Wealth with Expertly Curated Mutual Fund Investments

At Urbanfincorp, we help you make smart, informed investment decisions through mutual funds—one of the most trusted and effective ways to build long-term wealth. Whether you're a first-time investor or looking to diversify your portfolio, our team of experts is here to guide you every step of the way.

What is a Mutual Fund?

A Mutual Fund is a professionally managed investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, and other securities. It offers low-risk entry, professional fund management, and easy liquidity—making it ideal for both beginners and experienced investors.

Why Choose Urbanfincorp for Mutual Fund Investments?

? Personalized Portfolio Planning
We help you choose mutual funds that align with your financial goals, risk profile, and investment horizon.

? Access to Top Fund Houses
Invest in mutual funds from India’s most trusted asset management companies (AMCs), all in one place.

? Transparent Advisory
We recommend funds based on research and performance—not commissions.

? 100% Paperless & Hassle-Free
Complete your KYC, choose funds, and track investments—entirely online, securely and conveniently.

? Expert Guidance
Our financial advisors provide insights to help you understand market trends and make confident investment decisions.

Types of Mutual Funds We Offer

? Equity Mutual Funds
Invest in stock markets for higher long-term growth. Ideal for wealth creation.

? Debt Mutual Funds
Lower-risk funds investing in bonds and fixed-income instruments. Suitable for steady returns.

? Hybrid Funds
Balanced exposure to equity and debt—perfect for moderate risk investors.

? Tax Saving (ELSS) Funds
Save up to ?1.5 lakh under Section 80C while growing your money through equity investments.

? SIP (Systematic Investment Plan)
Invest small amounts monthly and build wealth gradually. Starting as low as ?500/month.

Benefits of Investing in Mutual Funds

? Diversification: Spreads your risk across sectors and asset classes
? Professional Management: Handled by experienced fund managers
? Liquidity: Easy entry and exit when needed
? Flexible: Choose from one-time investment or SIPs
? Transparent: Track performance through online dashboards

Who Should Invest?

Our Mutual Fund services are ideal for:

• Salaried individuals seeking long-term savings

• Professionals planning for retirement

• Parents saving for education or marriage

• Entrepreneurs looking to park surplus funds

• First-time investors wanting expert help

Start Your Mutual Fund Journey Today

Your investment journey doesn't have to be complicated. At Urbanfincorp, we make mutual fund investing simple, transparent, and rewarding.

Urbanfincorp – Your Trusted Partner in Wealth Creation

“Invest today. Secure tomorrow.”

How can a Systematic Investment Plan Calculator helps you?

Systematic Investment Plans (SIP) are a rewarding wager of a part of one’s income that allows them to pitch in a small number of their earnings into an investment such as mutual funds, trading, shares, and bonds only to get a relatively significant return out of it. The SIP Calculator will come in handy for the investor to determine various aspects of their contribution, including the right subscription amount, returns expected, risk tolerance and total earnable amount. The online tool is very user-friendly and makes the computation real-time. Additionally, this tool provides serious investors with the data required to assimilate their investment value.

What is a SIP (Systematic Investment Plan)?

A SIP is a regular surrender of monetary assets put away on investments such as mutual funds, shares, trading accounts, or annuities, with the sole intention of making a more significant return towards the end of a specific period. This long-term, low-risk flutter has proven to be generally rewarding and ideal for an individual with a regular income. Unlike making large payments at once, SIPs can be done away with small contributions at regular intervals. Many financial institutions and agencies offer investors their platform and expertise to capitalize on systematic investment opportunities.

What are the Types of SIP?

There are a few different variants of Systematic Investment Plans (SIPs). These include top-up SIPs, flexible SIPs, and perpetual SIPs.

SIP Top-up

It is an incredible opportunity for individuals who have received an income raise and want to increase their investment for a particular month. The Sip top-up feature allows the investor to make an extra payment to reach their income goals faster. As more investment means more returns, this feature helps investors with additional income-earning opportunities. For example, if a user contributes INR 500 per month and wants to invest an additional INR 500 to top up the amount.

Flexible SIP

Another great way to invest is for individuals who have a dynamic income. The Flexible SIP feature allows users to invest in different amounts every month. This can be helpful for entrepreneurs and self-employed people who want to invest but cannot fund the same amount every month. They can balance their investments in the long run by averaging their contributions.

Perpetual SIP

Every investor is different with different goals. Some like smaller durations, whereas others do not so much. With a perpetual Systematic Investment Plan, users can subscribe to the plans for a more extended period. Once the subscriber is content with the return amount, they can redeem their earnings.

How to invest in SIP?

Those pondering about how to start their investment journey in a Systematic Investment plan can refer to the suggestions provided below:

• Locate the right investment option in Mutual Funds: Various entities offer mutual fund solutions in the market. Decide on a mutual fund that outlines your goals.
• Make an application laying down your basic details: Complete your ‘Know Your Customer’ by submitting various government-approved documents and getting registered.
• Select the term: You will need to select an investment period that can range from around six months to whenever you want to stop investing.
• Assess the SIP type: Do you want to invest flexibly, or do you want to make a regular payment? Do you want to invest for a lifetime or a particular period? Decide what you want and apply accordingly.
• Join the investing journey: Pick a date. Invest regularly.

It is advisable to invest for the entirety of its tenure because SIPs are an easy and uncomplicated strategy to ensure long-term wealth.

Benefits of Investing in SIP?

Investing through SIPs is a great way to create a reasonably ample amount of wealth that is usually risk-free and convenient. To enumerate a few of these benefits:

• SIPs apply value investment principal to regular investing: Investing through SIP can get your value to average out with the dynamic market price. One can invest as much when the market rates are plunging and limit when it’s ascending. This will majorly balance out the total contribution, which would be immune from market fluctuations. In this scenario, returns are still guaranteed.
• Compounding aspect of the investment: The interesting process in which the returns on a principal amount are added to the computation of returns in the upcoming cycle. The income towards the end is exponentiated, allowing the investor to earn more.
• For instance: when you put away INR 1000 in a SIP with an interest rate of 10% per annum, you get back interest of INR 100 by year-end. From the second year onwards, the interest is not calculated on INR 1000 but on INR 1100. This, in turn, gives a return of INR 110 instead of INR 100. This increment over time becomes significantly large.
• Easy and investor-friendly: Investing in a SIP plan is an easy process. Make use of the auto-debit option that most banks provide. Here, the amount that needs to be paid is generally given up by the bank, adding it to the investment pool. The invested amount can also be monitored by SIP provided apps.
• Perfect device for financial planning: Whatever your life goals may be, Systematic Investment Plans are a great way to secure your future financially. So start brainstorming your goals, and consult a financial expert who can guide you through the best schemes for investment plans that suit your requirements.