Plot Purchase Loan

Plot Purchase Loan

Plot Purchase Loan – Invest in Land with Confidence | Urbanfincorp

Owning a piece of land is a smart investment — whether you’re planning to build your dream home, start a construction project, or simply want to grow your assets. At Urbanfincorp, our Plot Purchase Loan is designed to help you buy residential or commercial land with ease, offering attractive interest rates, flexible repayment options, and quick approvals.

What is a Plot Purchase Loan?

A Plot Purchase Loan is a secured loan provided to individuals who want to buy a residential or commercial plot. The land must be within approved municipal or development authority limits. This type of loan helps you finance the purchase of land which can later be used for construction or investment purposes.

Key Features of Plot Purchase Loan at Urbanfincorp:

• Loan Amount up to 80% of Plot Value
  Get a high loan-to-value ratio based on the property location and your eligibility.

• Attractive Interest Rates
  Competitive rates with options for fixed or floating interest.

• Flexible Repayment Tenure
  Choose repayment plans up to 15 years, based on your financial comfort.

• Pre-Approved Construction Loans
  Combine plot purchase with a construction loan, if needed.

• Both Salaried & Self-Employed Eligible
  Tailored solutions based on your income profile and repayment capacity.

Benefits of Choosing Urbanfincorp

? Wide Lender Network – We partner with top banks & NBFCs to get you the best deal
? Zero Hidden Charges – 100% transparency in fees and processing
? Quick Turnaround Time – Fast processing and disbursal of funds
? Expert Loan Advisors – Personalized assistance from application to disbursal

Eligibility Criteria

• Age: 23 to 65 years

• Salaried or Self-employed professionals/business owners

• Steady income & credit history

• Plot must be within approved limits of a municipality or development authority

Documents Required

For Salaried Individuals:

• PAN Card, Aadhaar Card

• Salary slips (last 3 months)

• Bank statements (last 6 months)

• Employment proof

• Plot documents & agreement to sale

For Self-Employed Individuals:

• PAN Card, Aadhaar Card

• Business proof (GST, registration)

• ITR for last 2–3 years

• Bank statements (last 6 months)

• Plot documents & agreement to sale

Important Notes:

• The loan is applicable only for non-agricultural plots.

• Plot must be located within municipal limits or sanctioned layout.

• Agricultural land or plots in unauthorized layouts are not eligible.

• If you plan to build a home, you can combine this with a construction loan for better terms.

How to Apply?

1. Fill out our online application form

2. Submit your documents digitally

3. Get your eligibility evaluated

4. Loan approved and disbursed quickly

Take the First Step Toward Land Ownership

Your land, your future — made possible with Urbanfincorp.
Let us help you finance your plot purchase with simplicity and trust.