Loan Against Property

Loan Against Property

Loan Against Property (LAP) – Unlock the True Value of Your Property with Urbanfincorp

At Urbanfincorp, we help you leverage the full potential of your property to meet your financial needs. Whether it’s for expanding your business, funding your child’s education, handling a medical emergency, or managing a wedding expense — our Loan Against Property (LAP) solutions are designed to offer you high loan amounts at competitive interest rates, with flexible repayment terms.

What is a Loan Against Property?

A Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral. Based on the value of the property, you can avail a significant loan amount while continuing to retain ownership and use of your asset.

Key Features of LAP at Urbanfincorp:

• High Loan Amount
  Get loans up to 70% of the market value of your property.

• Attractive Interest Rates
  Enjoy competitive and transparent interest rates with no hidden charges.

• Flexible Repayment Tenure
  Repay your loan over a tenure of up to 15 years to suit your financial comfort.

• Quick Disbursal
  Fast processing and hassle-free disbursal to meet urgent financial needs.

• Both Salaried & Self-Employed Eligible
  Whether you’re an employee or a business owner, we have a solution for you.

Types of Properties You Can Mortgage:

• Residential (Self-occupied or Rented)

• Commercial (Shops, Offices)

• Industrial (Warehouses, Factories)

Why Choose Urbanfincorp?

? Customized Solutions – Tailored loan offerings based on your income and property type
? Dedicated Relationship Manager – One point of contact throughout your loan journey
? End-to-End Digital Processing – Apply from the comfort of your home or office
? Trusted Lending Partners – We partner with top NBFCs and Banks for best deals

Eligibility Criteria

• Age: 25 to 65 years

• Steady income source (Salaried/Self-employed)

• Clear ownership title of the property

• Valid ID and address proof

Required Documents

For Salaried Individuals:

• PAN Card, Aadhaar Card

• Latest salary slips & Form 16

• Property documents

• Bank statements (last 6 months)

For Self-Employed:

• PAN Card, Aadhaar Card

• Business proof & ITR (last 2-3 years)

• Bank statements (last 6 months)

• Property documents

How to Apply?

1. Fill out our online application form

2. Submit necessary documents

3. Get property evaluated

4. Receive approval and disbursal

Get Started Today

Don't let your property sit idle. Let it work for you!
Apply now for a Loan Against Property with Urbanfincorp and turn your real estate into real opportunities.